Home Loan Options
for the Baltimore, Maryland Area

The “best home loan” is the one that’s in your best interest. Get started by contacting us at MINT, and you'll immediately be in touch with a broker who can review your mortgage options in very simple terms.

In a hurry? Our Free EstimatesPre-Qualifications, Pre-Approvals and Processing of Loans are as fast and efficient as you’ll find among any mortgage brokers, lenders, banks, or credit unions.

New Home Owners

Options for First Time Home Buyers in Baltimore

There are so many different options for First Time Home Buyers, including lower down payments and payment assistance programs. For example, The Home Possible® and HomeReady® programs by Freddie Mac and Fannie Mae allow first-time and repeat home buyers to get into a new home with as little as 3% down.

 

Your best assistance depends on many personal factors, so find your best options by calling MINT. We love to help First Time Home Buyers!

Re-Finance Mortgage Loan Options

Do today's current rates give you the option to re-finance at a lower rate and reduce your monthly payments or the length of your loan from 30 years to 15? 
 

If lower rates give you options, to improve your short or long-term financial position, what do you have to lose? 

Construction & Home Improvement Loans
 

It's a similar opportunity as re-financing. When the rates are more favorable than those on your current mortgage, and especially if you have established equity after a few years of payments, you may be able to get more home, or more new space, or those valuable upgrade to invest in the value of your home. It costs nothing to call MINT and learn about your options and potential

Conventional Home Loans, Baltimore, MD

A conventional mortgage is a home loan that isn’t guaranteed or insured by the federal government.

MINT can provide fast, free quoting on the most competitive rates for conventional loans, and when the inventory of home for sale is in short supply, it helps to have a Pre-Approval in your pocket! It also helps to begin shopping the market with your maximum price known, so call MINT today for mortgage rates and a fast Pre-Approval.

Suburb Houses
Housing Development

National HUD/FHA Loan Programs & Assistance

MINT Home Loans LLC can help you identify mortgage options available to you through the US Department of Housing and Urban Development. 

It is especially helpful to have an experienced guide as your mortgage broker, when you want look at your HUD options and also all other options for assistance to help you buy and maintain a home.

VA (Veterans Administration) Loans

There are several loan-assistance programs available to U.S. veterans, and the best option for you depends on many variables. Among Maryland Military Benefits alone, there are the Maryland Mortgage Program (MMP), Maryland SmartBuy and the State of Maryland tax credit for adapted housing. Contact us at MINT, and we'll help you navigate!

Down Payment Assistance Loans 

Under Maryland's Department of Housing and Community Development, the Maryland Mortgage Program has Down Payment Assistance opportunities. Your mortgage brokers at MINT can help you determine eligibility and help you with the required administrative work. Let us help you afford and buy your dream home!